As the threat for Storm Christoph grows we take a look at what steps you can take to protect your property.
Storm Christoph looks set to bring widespread flooding across the UK with some people already needing to be evacuated overnight amid widespread flooding.
The severity of the weather has meant that properties previously not considered to be in flood-prone areas may now be at risk.
Flood Warnings
Click here to check your area for flood warnings
Environment Agency Flood Plan
The first step to protect your home or business is to devise a plan. Preparedness will allow you to respond to flooding promptly, minimising risk and damage to your property.
Here is what your flood plan should include:
1) Contact List
Create a list of contact details of businesses or people whom you may need to contact if you’re flooded. This should include insurance providers, service providers, local disaster relief agencies and if you own a business, contact details of your employees. The Environment Agency’s Floodline number is 0345 988 1188.
2) Service Cut Off Points
Make a note of where the service cut off points for water, gas and electricity are located in your property. It might be helpful to label the locations on a printed map and include instructions on how to operate each system.
3) Important Documents
Write down where important documents (insurance policies, customer files, evacuation plan) are located within the building. If possible, keep digital copies of these safe online.
4) Protective Actions
Have you thought of ways you can protect your property and minimise risk? Steps could range from moving electrical sockets higher up the wall to installing shelving and making copies of important documents. Write down actions applicable to your home and/or business and tick off when completed.
5) Advice For Staff
Your plan should include information for your staff on evacuation processes and meeting points in the event of flooding. Be aware that flood water can pose various health risks, including diseases and chemical hazards. Employees must be aware of these dangers and know how to protect themselves.
If you’re a business owner – make sure that your staff know the flood prevention procedures.
6) Action Checklist
Finally, your flood plan should include an action checklist; a list of tasks to carry out when there is a high risk of flooding. These tasks may include: moving furniture and electrical items to safety, covering items in protective materials, or rolling-up rugs and carpets.
Also, make sure you check that your business and/or home insurance policies are up-to-date and provide you with sufficient coverage in the event of a flood.
The aftermath of flooding can be devastating – taking simple preventative steps to protect your home or business can help minimise its impact.
How Can We Help?
If you have queries about your cover or you are looking to make a claim, then call our friendly team on 01527 874092.
